8-K current report · filed Apr 27, 2026

LAKELAND FINANCIAL CORP (LKFN) 8-K Current Report: April 27, 2026

Item 2.02Item EX-99.1LKFN overview

Short answer

LAKELAND FINANCIAL CORP (LKFN) filed an 8-K current report with the SEC on April 27, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). Q1 2026 earnings release covers the three months ended March 31, 2026.

LAKELAND FINANCIAL CORP 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Q1 2026 earnings release covers the three months ended March 31, 2026
  • Earnings details and financial results are contained in Exhibit 99.1

Item EX-99.1 · Exhibit EX-99.1

  • Record Q1 net income $26.5M, up 32% YoY; diluted EPS $1.04, up 33%, signaling strong operating momentum
  • Average loans grew 5% to $5.44B while net interest margin expanded 9 basis points to 3.49%
  • Asset quality improved materially: nonperforming assets fell 64% to $20.9M and watch-list loans declined to 3.33%
  • Funding risk increased as brokered deposits reached 6.1% of deposits, while core deposits fell below 94% of total
  • Shareholder returns strengthened through a $0.52 dividend and $19.2M share repurchases; $21.2M repurchase authority remains

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