8-K current report · filed Apr 23, 2026

Jefferson Capital, Inc. / DE (JCAP) 8-K Current Report: April 23, 2026

Item 1.01Item 2.03JCAP overview

Short answer

Jefferson Capital, Inc. / DE (JCAP) filed an 8-K current report with the SEC on April 23, 2026 reporting Item 1.01 (Entry into a Material Definitive Agreement), Item 2.03 (Creation of a Direct Financial Obligation). $150M increase in revolving credit commitments, from $1.0B to $1.15B.

Jefferson Capital, Inc. / DE 8-K event analysis

AI summary of each reported item and its exhibits

Item 1.01 · Entry into a Material Definitive Agreement

  • $150M increase in revolving credit commitments, from $1.0B to $1.15B
  • Enhanced liquidity capacity for portfolio acquisitions, funding operations, or other corporate needs
  • Future incremental borrowing capacity raised to $1.425B, permitting up to $275M additional increases
  • No other material Credit Agreement changes disclosed; full amendment filed as Exhibit 10.1

Item 2.03 · Creation of a Direct Financial Obligation

  • Amendment No. 8 to credit agreement dated April 22, 2026
  • Borrowing parties include CL Holdings, Jefferson Capital Systems, and JC International Acquisition
  • Citizens Bank, N.A. remains administrative agent alongside existing and incremental lenders
  • Amendment signals changes to existing financing arrangements, with economic terms contained in Exhibit 10.1

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