Short answer
Jefferson Capital, Inc. / DE (JCAP) filed its Q2 2026 10-Q quarterly report on Aug 13, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $178M (down 42.3% year over year) with net income of $41M.
Q2 2026 key financials · XBRL
- Revenue
- $178M
- −42.3% YoY · +0.6% QoQ
- Net income
- $41M
- −63.1% YoY · +9.7% QoQ
- Operating margin
- 45.9%
- EPS (diluted)
- $0.67
- −99.1% YoY · +9.8% QoQ
Source: XBRL data from the Jefferson Capital, Inc. / DE (JCAP) Q2 2026 10-Q on SEC EDGAR. USD.
Jefferson Capital, Inc. / DE Q2 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Revenue $177.5M, up 16.2% YoY from $152.8M, driven by portfolio revenue growth
- Net operating margin 45.9% vs 56.7% YoY; net margin 23.3% vs 31.2%
- Best segment Latin America collections $18.0M, up 52.5%; worst credit card revenue $1.6M, down 11.1%
- Collections $300.9M, up 17.7%; receivable deployments $152.2M, up 21.5%
- Headwinds: servicing expenses up 49.0% to $64.8M, including court costs up 74.6% to $21.7M
Risk Factors
- No material changes to risk factors identified in the 2025 Form 10-K
- No newly added risk factor disclosed for the quarter
- IPO proceeds fully used as of the filing date, with no material change to expected use of proceeds
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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