Short answer
Jefferson Capital, Inc. / DE (JCAP) filed its Q1 2026 10-Q quarterly report on May 14, 2026 for the quarter ended Mar 31, 2026. Quarterly revenue was $176M with net income of $38M.
Q1 2026 key financials · XBRL
- Revenue
- $176M
- Net income
- $38M
- Operating margin
- 45.4%
- EPS (diluted)
- $0.61
Source: XBRL data from the Jefferson Capital, Inc. / DE (JCAP) Q1 2026 10-Q on SEC EDGAR. USD.
Jefferson Capital, Inc. / DE Q1 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Revenue $176.4M, up 13.9% YoY from $154.9M, driven by prior-period deployment growth
- Net operating margin 45.4% vs 57.6% YoY; net margin 21.3% vs 41.5%
- Best segment Latin America deployments $18.5M, up 929.6%; worst Canada deployments $33.7M, down 35.2%
- Collections $309.9M, up 18.8%; receivable purchases $149.7M, down 14.6%
- Headwinds: operating expenses up 46.8% to $95.6M; interest expense up 23.2% to $30.6M
Risk Factors
- No material risk-factor changes from 2025 Form 10-K
- Regulatory risk unchanged under previously disclosed compliance framework
- Operational and competitive risks carried forward without quarterly updates
- Financial risks carried forward without quarterly updates
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
Other Jefferson Capital, Inc. / DE quarterly reports
Ask about this quarter
Compare quarters, check guidance or see what insiders and funds did around the report.