10-Q quarterly report · filed Aug 7, 2026

HORIZON BANCORP INC /IN/ (HBNC) Q2 2026 10-Q Quarterly Report

Short answer

HORIZON BANCORP INC /IN/ (HBNC) filed its Q2 2026 10-Q quarterly report on Aug 7, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $89M (down 3.2% year over year) with net income of $25M.

Q2 2026 key financials · XBRL

Revenue
$89M
−3.2% YoY · +2.1% QoQ
Net income
$25M
+20.7% YoY · −4.8% QoQ
EPS (diluted)
$0.49
+4.3% YoY · −3.9% QoQ

Source: XBRL data from the HORIZON BANCORP INC /IN/ (HBNC) Q2 2026 10-Q on SEC EDGAR. USD.

HORIZON BANCORP INC /IN/ Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net income $24.9M, up $4.3M from $20.6M YoY, driven by net interest income increase of $8.1M
  • Net interest income $63.5M, up 14.7% YoY; net FTE margin 4.37% vs 3.23%
  • Fiduciary activities best-performing line, $1.5M, up 20.0%; mortgage servicing income weakest, $0.4M, down 6.7%
  • Total credit-loss provision $0.9M vs $2.5M YoY; ACL $53.2M vs $56.7M
  • Near-term headwinds: interest-rate volatility, elevated inflation, deposit outflows, litigation, tariffs, and macroeconomic uncertainty

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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