10-Q quarterly report · filed May 8, 2026

HORIZON BANCORP INC /IN/ (HBNC) Q1 2026 10-Q Quarterly Report

Short answer

HORIZON BANCORP INC /IN/ (HBNC) filed its Q1 2026 10-Q quarterly report on May 8, 2026 for the quarter ended Mar 31, 2026. Quarterly revenue was $87M (down 2.8% year over year) with net income of $26M.

Q1 2026 key financials · XBRL

Revenue
$87M
−2.8% YoY
Net income
$26M
+9.3% YoY
EPS (diluted)
$0.51
−5.6% YoY

Source: XBRL data from the HORIZON BANCORP INC /IN/ (HBNC) Q1 2026 10-Q on SEC EDGAR. USD.

HORIZON BANCORP INC /IN/ Q1 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net income $26.2M vs $23.9M YoY, up $2.2M; diluted EPS $0.51 vs $0.54
  • Net interest income $62.2M vs $52.3M, up 19.1%; FTE margin 4.29% vs 3.04%
  • Best performer net interest income $62.2M; weakest other income $1.0M vs $7.3M, down 87%
  • Cash, equivalents and restricted cash increased $119.6M; operating cash flow $20.8M
  • Headwinds: interest-rate volatility, deposit outflows, inflation, tariffs, banking conditions and elevated non-accrual loans at 0.71% of HFI loans

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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