10-Q quarterly report · filed Feb 6, 2026

GREENE COUNTY BANCORP INC (GCBC) Q4 2025 10-Q Quarterly Report

Short answer

GREENE COUNTY BANCORP INC (GCBC) filed its Q4 2025 10-Q quarterly report on Feb 6, 2026 for the quarter ended Dec 31, 2025. Quarterly revenue was $33M (up 13.9% year over year) with net income of $10M.

Q4 2025 key financials · XBRL

Revenue
$33M
+13.9% YoY · +5.9% QoQ
Net income
$10M
+37.4% YoY · +16.0% QoQ
EPS (diluted)
$0.61
+38.6% YoY · +17.3% QoQ

Source: XBRL data from the GREENE COUNTY BANCORP INC (GCBC) Q4 2025 10-Q on SEC EDGAR. USD.

GREENE COUNTY BANCORP INC Q4 2025 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Quarterly revenue and YoY change not provided in supplied MD&A
  • Profitability or margin percentages not provided in supplied MD&A
  • Net loans $1.7B, up $58.6M or 3.6% from June 30, 2025
  • Securities portfolio $1.2B, up $89.7M or 7.9% from June 30, 2025
  • Cash and equivalents $124.1M, down $59.0M or 32.2% from June 30, 2025; securities purchases $459.6M year-to-date

Risk Factors

  • No new or changed risk factors disclosed; Item 1A marked not applicable to smaller reporting companies
  • Capital allocation risk: 400,000-share repurchase authorization remains subject to market conditions and alternative capital uses
  • Shareholder dilution risk: no additional share repurchases during the quarter ended December 31, 2025
  • Regulatory compliance: no director or officer adopted or terminated Rule 10b5-1 arrangements during the quarter

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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