10-Q quarterly report · filed Nov 7, 2025

GREENE COUNTY BANCORP INC (GCBC) Q3 2025 10-Q Quarterly Report

Short answer

GREENE COUNTY BANCORP INC (GCBC) filed its Q3 2025 10-Q quarterly report on Nov 7, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $32M (up 13.9% year over year) with net income of $9M.

Q3 2025 key financials · XBRL

Revenue
$32M
+13.9% YoY
Net income
$9M
+41.7% YoY
EPS (diluted)
$0.52
+40.5% YoY

Source: XBRL data from the GREENE COUNTY BANCORP INC (GCBC) Q3 2025 10-Q on SEC EDGAR. USD.

GREENE COUNTY BANCORP INC Q3 2025 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • No profitability or margin percentages disclosed in provided text
  • Commercial real estate strongest loan segment, increasing $32.3M to $1.087B
  • Cash and equivalents $154.6M, down $28.5M or 15.6% from June 30
  • Securities purchases $93.3M, primarily $82.2M state and political subdivision securities

Risk Factors

  • Risk Factors not applicable because Greene County Bancorp qualifies as a smaller reporting company
  • No newly added or updated risk factors disclosed for the quarter ended September 30, 2025
  • Share-repurchase risk: $400,000-share authorization remains subject to market conditions and capital needs
  • Trading-compliance risk: no director or officer adopted or terminated Rule 10b5-1 arrangements during the quarter

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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