8-K current report · filed Jul 23, 2026

Primis Financial Corp. (FRST) 8-K Current Report: July 23, 2026

Item 2.02Item 7.01Item 8.01Item EX-99.1FRST overview

Short answer

Primis Financial Corp. (FRST) filed an 8-K current report with the SEC on July 23, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 7.01 (Regulation FD Disclosure), Item 8.01 (Other Events), Item EX-99.1 (Exhibit EX-99.2). Primis announced financial results for the quarter ended June 30, 2026.

Primis Financial Corp. 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Primis announced financial results for the quarter ended June 30, 2026
  • Press release furnished as Exhibit 99.1 contains the detailed earnings figures and management commentary

Item 7.01 · Regulation FD Disclosure

  • Investor Presentation furnished as Exhibit 99.2, providing management’s current operations and performance messaging
  • Materials intended for investors, analysts, lenders, partners, acquisition candidates, customers and employees
  • Presentation may be modified for future communications, signaling an ongoing investor-relations framework
  • Disclosure furnished under Regulation FD and generally not subject to Exchange Act Section 18 filing liability

Item 8.01 · Other Events

  • Dividend declared by Primis Financial Corp., signaling continued shareholder capital returns
  • Payment date August 21, 2026
  • Record date August 7, 2026 determines shareholder eligibility
  • Dividend amount not included in the provided filing text

Item EX-99.1 · Exhibit EX-99.2

  • Q2 net income $9.4M, or $0.38 diluted EPS, versus $2.4M and $0.10 year-over-year
  • Net interest margin expanded to 3.45% from 2.86%, driving net interest income 34.1% higher to $33.8M
  • Credit quality improved as nonperforming assets fell 37% quarter-over-quarter to $63M, though provision expense reached $5.5M
  • Digital-core consolidation targets $6.1M of earnings enhancements, with initial benefits expected in late 2026
  • Quarterly dividend maintained at $0.10 per share, payable August 21, 2026, marking 59 consecutive quarterly dividends

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