Short answer
FIRST FINANCIAL BANKSHARES INC (FFIN) filed an 8-K current report with the SEC on July 17, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). Earnings release covers the quarter ended June 30, 2026.
FIRST FINANCIAL BANKSHARES INC 8-K event analysis
AI summary of each reported item and its exhibits
Item 2.02 · Results of Operations and Financial Condition
- Earnings release covers the quarter ended June 30, 2026
- Detailed financial results and management commentary appear in the attached earnings-release exhibit
Item EX-99.1 · Exhibit EX-99.1
- Q2 2026 net income $71.89M, up from $66.66M year over year; diluted EPS $0.50 versus $0.47
- Net interest margin expanded to 3.90% from 3.81%, supported by lower deposit costs and improved securities yields
- Noninterest income increased to $35.84M, led by wealth management fees of $13.96M and mortgage income of $4.68M
- Loan growth remained measured at $8.35B, up 2.99% annualized sequentially; deposits and repurchase agreements fell to $13.17B
- Credit indicators softened modestly: nonperforming assets rose to 0.80% and allowance coverage increased to 1.35% of loans
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