Short answer
FIRST FINANCIAL BANCORP /OH/ (FFBC) filed an 8-K current report with the SEC on July 21, 2026 reporting Item 1.01 (Entry into a Material Definitive Agreement), Item 2.02 (Results of Operations and Financial Condition), Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.2). Stock-for-stock acquisition of Finward Bancorp; each Finward share converts into 1.35 First Financial shares.
FIRST FINANCIAL BANCORP /OH/ 8-K event analysis
AI summary of each reported item and its exhibits
Item 1.01 · Entry into a Material Definitive Agreement
- Stock-for-stock acquisition of Finward Bancorp; each Finward share converts into 1.35 First Financial shares
- Expected fourth-quarter 2026 closing; requires Finward shareholder approval, regulatory clearances and Form S-4 effectiveness
- Peoples Bank to merge into First Financial Bank, consolidating the operating bank subsidiaries
- $9.0 million termination fee payable by Finward under specified circumstances, limiting competing-bid flexibility
- Six-year director and officer insurance commitment, capped annually at 300% of Finward’s current premium
Item 2.02 · Results of Operations and Financial Condition
- Exhibit 99.2 is referenced but contains no earnings figures or reporting-period details in the provided text
- Disclosure primarily addresses filing and incorporation-by-reference treatment under federal securities laws
Item 7.01 · Regulation FD Disclosure
- July 21, 2026 press release announced execution of the Merger Agreement
- Exhibit 99.2 investor presentation provides supplemental merger information
- Management plans to use filed materials in investor and analyst meetings
Item EX-99.1 · Exhibit EX-99.2
- Q2 2026 net income $76.5 million, EPS $0.73; adjusted EPS $0.80 reached a company record
- Loan balances increased $240 million, or 7.1% annualized, while net charge-offs declined to 0.20%
- Quarterly dividend raised to $0.26, payable September 15, 2026, signaling confidence in capital generation
- All-stock Finward acquisition valued at approximately $208 million, adding $2.0 billion assets and $1.7 billion deposits
- Deal targets fourth-quarter 2026 closing, with approximately 5% EPS accretion and 0.4% estimated tangible-book dilution
Generated from the filing text and exhibits; verify against the original. What 8-K item codes mean
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