10-Q quarterly report · filed Aug 6, 2026

FIRST FINANCIAL BANCORP /OH/ (FFBC) Q2 2026 10-Q Quarterly Report

Short answer

FIRST FINANCIAL BANCORP /OH/ (FFBC) filed its Q2 2026 10-Q quarterly report on Aug 6, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $281M (up 14.2% year over year) with net income of $76M.

Q2 2026 key financials · XBRL

Revenue
$281M
+14.2% YoY · −0.5% QoQ
Net income
$76M
+9.2% YoY · +2.7% QoQ
EPS (diluted)
$0.73
+0.0% YoY · +2.8% QoQ

Source: XBRL data from the FIRST FINANCIAL BANCORP /OH/ (FFBC) Q2 2026 10-Q on SEC EDGAR. USD.

FIRST FINANCIAL BANCORP /OH/ Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Six-month net income $150.9M, up $29.6M from $121.3M YoY
  • Net interest income $380.0M, up 23.5% YoY; margin 3.98% vs 3.96%
  • Leasing income $44.4M, highest disclosed line; bankcard income $6.6M, down from $7.0M YoY
  • Total assets $22.4B vs $21.1B at December 31, 2025; deposits $17.6B vs $16.4B
  • Pending Finward acquisition valued at approximately $207.5M; expected closing Q4 2026 or Q1 2027

Risk Factors

  • No material risk-factor changes from the December 31, 2025 Form 10-K
  • Merger-execution risk following July 21, 2026 agreement with Finward Bancorp
  • Capital-allocation risk from new 5,000,000-share repurchase authorization expiring December 31, 2027
  • Regulatory-compliance risk associated with merger-related approvals and integration requirements

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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