10-Q quarterly report · filed Nov 4, 2025

FIRST FINANCIAL BANCORP /OH/ (FFBC) Q3 2025 10-Q Quarterly Report

Short answer

FIRST FINANCIAL BANCORP /OH/ (FFBC) filed its Q3 2025 10-Q quarterly report on Nov 4, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $250M (down 2.7% year over year) with net income of $72M.

Q3 2025 key financials · XBRL

Revenue
$250M
−2.7% YoY · +1.8% QoQ
Net income
$72M
+37.1% YoY · +2.8% QoQ
EPS (diluted)
$0.75
+36.4% YoY · +2.7% QoQ

Source: XBRL data from the FIRST FINANCIAL BANCORP /OH/ (FFBC) Q3 2025 10-Q on SEC EDGAR. USD.

FIRST FINANCIAL BANCORP /OH/ Q3 2025 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Third-quarter revenue proxy net interest income $160.5M, up 1.4% sequentially; YoY quarterly revenue comparison unavailable
  • Net interest margin 3.99% vs 4.05% prior quarter; FTE margin 4.02% vs 4.05%
  • Best line leasing business income $21.0M quarterly, up 25.4% year-to-date; foreign exchange income $16.7M
  • Total assets $18.6B vs $18.6B December 2024; deposits $14.4B vs $14.3B
  • Westfield acquisition closed November 1 for $324.4M; BankFinancial acquisition expected first quarter 2026

Risk Factors

  • No material risk-factor changes from the December 31, 2024 Form 10-K
  • Carried-forward regulatory, legal, and compliance risks remain unchanged from the 10-K
  • Carried-forward operational, competitive, and market risks remain unchanged from the 10-K
  • Carried-forward liquidity, debt, currency, and concentration risks remain unchanged from the 10-K

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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