8-K current report · filed Apr 28, 2026

FIRST COMMONWEALTH FINANCIAL CORP /PA/ (FCF) 8-K Current Report: April 28, 2026

Item 2.02Item 7.01Item EX-99.1FCF overview

Short answer

FIRST COMMONWEALTH FINANCIAL CORP /PA/ (FCF) filed an 8-K current report with the SEC on April 28, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). Q1 2026 results cover the three months ended March 31, 2026.

FIRST COMMONWEALTH FINANCIAL CORP /PA/ 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Q1 2026 results cover the three months ended March 31, 2026
  • Earnings press release and detailed financial tables furnished as Exhibit 99.1
  • Investors should review Exhibit 99.1 for revenue, earnings, asset quality, and capital metrics

Item 7.01 · Regulation FD Disclosure

  • $0.14-per-share cash dividend declared for common shareholders
  • Dividend announced alongside first-quarter results for period ended March 31, 2026
  • Press release furnished as Exhibit 99.1, containing the broader financial results disclosure

Item EX-99.1 · Exhibit EX-99.1

  • Q1 2026 net income $37.5M, diluted EPS $0.37, up from $0.32 year over year but down from $0.43 sequentially
  • Net interest margin 3.92%, up 30 basis points year over year despite 6-basis-point sequential compression
  • Credit costs increased: provision $10.7M, nonperforming loans $92.3M, and criticized loans $284.6M
  • Deposits rose $158.9M sequentially while loans declined $74.2M, reducing loan-to-deposit ratio to 90.9%
  • Quarterly dividend increased 3.7% to $0.14 per share, supported by 14.9% total capital and $18.4M remaining repurchase capacity

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