8-K current report · filed Jul 22, 2026

FIRST COMMUNITY CORP /SC/ (FCCO) 8-K Current Report: July 22, 2026

Item 2.02Item 5.02Item EX-99.1FCCO overview

Short answer

FIRST COMMUNITY CORP /SC/ (FCCO) filed an 8-K current report with the SEC on July 22, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 5.02 (Departure/Election of Directors or Officers), Item EX-99.1 (Exhibit EX-99.1). Filing text contains only a non-incorporation disclaimer.

FIRST COMMUNITY CORP /SC/ 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Filing text contains only a non-incorporation disclaimer
  • No earnings figures, reporting period, dividend amount, or operating metrics available in the provided section

Item 5.02 · Departure/Election of Directors or Officers

  • No officer or director departure, election, appointment, or compensation change disclosed in the provided text
  • Section contains only forward-looking-statement risk disclosures
  • Listed risks include interest rates, credit losses, cybersecurity, inflation, FDIC assessments, and economic disruptions

Item EX-99.1 · Exhibit EX-99.1

  • Q2 net income $7.595M, up 46.5% YoY; diluted EPS $0.80, up 19.4%, signaling strong post-Signature earnings momentum
  • Net interest margin reached 3.51%, up 14 basis points sequentially and marking the ninth consecutive quarter of expansion
  • Organic first-half loan growth annualized 11.0%; organic deposit growth annualized 5.2%, supporting continued balance-sheet expansion
  • Bank leadership transition effective January 1, 2027; Vaughan Dozier becomes CEO and Drew Painter President, while Ted Nissen retires December 31
  • Quarterly dividend increased to $0.17 per share, payable August 18, 2026; 98 consecutive quarters of shareholder distributions

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