Short answer
FIRST CAPITAL INC (FCAP) filed an 8-K current report with the SEC on July 24, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). July 24, 2026 press release covers fiscal-year 2026 results.
FIRST CAPITAL INC 8-K event analysis
AI summary of each reported item and its exhibits
Item 2.02 · Results of Operations and Financial Condition
- July 24, 2026 press release covers fiscal-year 2026 results
- Key financial figures and management commentary are contained in Exhibit 99.1
Item EX-99.1 · Exhibit EX-99.1
- Q2 net income $4.8M, or $1.43 diluted EPS, versus $3.8M and $1.13, signaling stronger profitability
- Tax-equivalent net interest margin expanded to 3.98% from 3.59%, driven by higher asset yields and lower funding costs
- Six-month net income reached $9.1M versus $7.0M, with annualized ROA improving to 1.43% from 1.16%
- Loans increased $14.0M and deposits $13.7M through June 30, supporting balance-sheet growth
- Nonperforming assets rose to $4.9M from $4.4M while provision expense increased to $425,000, a modest credit-quality watchpoint
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