Short answer
FIRST BANCORP /PR/ (FBP) filed an 8-K current report with the SEC on July 22, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). Unaudited results cover quarter ended June 30, 2026.
FIRST BANCORP /PR/ 8-K event analysis
AI summary of each reported item and its exhibits
Item 2.02 · Results of Operations and Financial Condition
- Unaudited results cover quarter ended June 30, 2026
- Press release and investor presentation filed as Exhibits 99.1 and 99.2
- Results discussion scheduled for July 22, 2026, at 10:00 a.m. Eastern time
- Investors should review Exhibits 99.1 and 99.2 for earnings figures and management commentary
Item EX-99.1 · Exhibit EX-99.1
- Q2 net income $96.1M, or $0.62 per diluted share, up from $80.2M and $0.50 year over year
- Net interest margin reached 4.87%, up from 4.56%, supporting record adjusted pre-tax, pre-provision income of $137.5M
- Loans increased $168.8M to $13.3B, with originations of $1.7B, up 21% year over year, led by Puerto Rico commercial activity
- Credit risk warrants monitoring: early delinquencies rose $32.9M to $143.4M and nonperforming assets increased to $113.9M
- Capital remained strong despite $50.0M share repurchases and $31.0M dividends, with CET1 at 16.96%
Generated from the filing text and exhibits; verify against the original. What 8-K item codes mean
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