Short answer
FIRST BANCORP /NC/ (FBNC) filed an 8-K current report with the SEC on July 22, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). Earnings release covers three months ended June 30, 2026.
FIRST BANCORP /NC/ 8-K event analysis
AI summary of each reported item and its exhibits
Item 2.02 · Results of Operations and Financial Condition
- Earnings release covers three months ended June 30, 2026
- Results furnished as Exhibit 99.1, requiring review for financial figures and management commentary
- Forward-looking statements subject to risks that could cause actual results to differ materially
- Release not deemed filed under Exchange Act Section 18, limiting associated liability exposure
Item EX-99.1 · Exhibit EX-99.1
- Q2 net income $50.5M and diluted EPS $1.22, up from $46.7M and $1.13 sequentially
- NIM expanded to 3.71% from 3.67%, supported by 8.9% annualized loan growth and 5.67% loan yields
- Loans reached $9.0B, up 9.3% year over year, while deposits grew 2.3% to $11.1B
- Credit remained strong with 0.04% annualized net charge-offs, though nonperforming assets rose to 0.34% of assets
- Pending First Carolina acquisition adds approximately $831M assets, $596M loans, and $714M deposits; closing expected late 2026 or early 2027
Generated from the filing text and exhibits; verify against the original. What 8-K item codes mean
Other FIRST BANCORP /NC/ 8-K filings
Get the next FBNC 8-K as it lands
Follow FBNC for push alerts, or ask the research agent what this filing means.