8-K current report · filed Sep 17, 2026

FB Financial Corp (FBK) 8-K Current Report: September 17, 2026

Item 8.01Item EX-99.1FBK overview

Short answer

FB Financial Corp (FBK) filed an 8-K current report with the SEC on September 17, 2026 reporting Item 8.01 (Other Events), Item EX-99.1 (Exhibit EX-99.1). Investor presentation released September 17, 2026 for management meetings with investors and analysts.

FB Financial Corp 8-K event analysis

AI summary of each reported item and its exhibits

Item 8.01 · Other Events

  • Investor presentation released September 17, 2026 for management meetings with investors and analysts
  • Exhibit 99.1 contains the substantive company disclosures and forward-looking investor messaging

Item EX-99.1 · Exhibit EX-99.1

  • 2Q26 investor presentation highlights $16.8B assets, $14.3B deposits and $12.9B loans, establishing FBK’s post-Southern States scale
  • Earnings momentum: 1.44% ROAA, 14.6% ROATCE and 52.3% efficiency ratio, with adjusted efficiency at 52.0%
  • Net interest margin 3.95%, up 27 basis points year-over-year, supported by higher earning-asset yields and lower deposit costs
  • Loans increased $362M quarter-over-quarter, or 11.6% annualized, led by commercial real estate and residential real estate
  • Credit and liquidity buffers remain material: 1.51% ACL-to-loans, 0.06% annualized net charge-offs, 11.0% CET1 and ~2.43x uninsured-deposit liquidity coverage

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