8-K current report · filed Jul 29, 2026

Fair Isaac (FICO) 8-K Current Report: July 29, 2026

Item 2.02Item EX-99.1FICO overview

Short answer

Fair Isaac (FICO) filed an 8-K current report with the SEC on July 29, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). Fiscal-year 2026 results covered by July 29, 2026 press release in Exhibit 99.1.

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Item 2.02 · Results of Operations and Financial Condition

  • Fiscal-year 2026 results covered by July 29, 2026 press release in Exhibit 99.1
  • Investor focus: financial results and management commentary contained in the referenced press release
  • Filing signed by CFO Steven P. Weber on July 29, 2026

Item EX-99.1 · Exhibit EX-99.1

  • Q3 revenue $674.2M, up 26%; GAAP EPS $10.45 versus $7.40 year over year
  • Scores revenue $458.9M, up 41%, driven by 49% B2B growth and higher mortgage origination pricing
  • Software ARR up 10%; platform ARR rose 62%, while non-platform ARR declined 17%
  • Fiscal 2026 guidance raised to $2.53B revenue and $36.86 GAAP EPS from $2.45B and $35.60
  • Debt increased to $5.58B, while $3.05B was used for share repurchases through nine months

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