8-K current report · filed Aug 6, 2026

Expensify, Inc. (EXFY) 8-K Current Report: August 6, 2026

Item 2.02Item 7.01Item EX-99.1EXFY overview

Short answer

Expensify, Inc. (EXFY) filed an 8-K current report with the SEC on August 6, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). FY2026 and Q2 results ended June 30, 2026 announced August 6, 2026.

Expensify, Inc. 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • FY2026 and Q2 results ended June 30, 2026 announced August 6, 2026
  • Detailed financial results and management commentary furnished in Exhibit 99.1
  • Results disclosure provides investors the company’s latest operating and financial performance update

Item 7.01 · Regulation FD Disclosure

  • Expensify posted an investor presentation on August 6, 2026, signaling updated messaging for investors and analysts
  • Presentation filed as Exhibit 99.2 and intended for investor communications, potentially including modified versions
  • Forward-looking statements subject to stated risk disclosures, limiting reliance on projections
  • No ongoing obligation to update presentation information, increasing risk that disclosed commentary becomes stale

Item EX-99.1 · Exhibit EX-99.1

  • Q2 revenue fell 5% to $33.9M, while paid members declined 2% to 640,000, confirming ongoing Classic customer attrition
  • New Expensify net-new customer revenue exceeded $10M ARR, growing over 250% year-over-year across 10,000+ customers
  • Card interchange revenue rose 12% to $5.9M, providing a growth channel despite declining subscription scale
  • Profitability improved sharply: $3.9M GAAP net loss versus $8.8M, with $6.6M adjusted EBITDA and $6.4M free cash flow
  • Repurchased 6.8M Class A shares for approximately 7% of shares outstanding, while guiding 2026 free cash flow to $12.0M-$14.0M

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