10-Q quarterly report · filed Nov 7, 2019

Euronet Worldwide Inc (EEFT) Q3 2019 10-Q Quarterly Report

Short answer

Euronet Worldwide Inc (EEFT) filed its Q3 2019 10-Q quarterly report on Nov 7, 2019 for the quarter ended Sep 30, 2019.

Euronet Worldwide Inc Q3 2019 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Revenue $787.0M, up $72.5M YoY, with operating income $194.0M vs $150.9M
  • Operating margin 24.7% vs 21.1% YoY, effective tax rate 21.2% vs 25.5%
  • Best segment EFT Processing: revenue $316.2M, operating income $150.9M, margin 47.7% vs 42.2%
  • Worst segment epay: revenue $191.1M, operating income $20.1M, margin 10.5% vs 8.9%
  • Cash and equivalents $1,731M, nine-month operating cash flow $364.4M vs $192.6M, capital expenditures $105.6M
  • Near-term headwinds: stronger U.S. dollar, Brexit uncertainties, U.S. domestic transfer decline, additional ID requirements, 2019 capex guidance $135M to $140M

Risk Factors

  • No material changes to previously disclosed risk factors
  • Key carried-forward risk: regulatory compliance across global payment operations
  • Key carried-forward risk: competitive pressure in electronic payment services
  • Key carried-forward risk: liquidity and foreign-currency exposure

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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