10-Q quarterly report · filed May 10, 2018

Euronet Worldwide Inc (EEFT) Q1 2018 10-Q Quarterly Report

Short answer

Euronet Worldwide Inc (EEFT) filed its Q1 2018 10-Q quarterly report on May 10, 2018 for the quarter ended Mar 31, 2018.

Euronet Worldwide Inc Q1 2018 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Revenue $550.5M, up $77.1M YoY from $473.4M
  • Operating margin not disclosed consolidated; epay 9.6% vs 8.5%, Money Transfer 11.1% vs 12.8%
  • Best segment Money Transfer: revenue $238.8M, up $34.9M; worst margin trend Money Transfer, down 1.7 percentage points
  • Cash $885.6M; operating cash flow $27.8M vs $70.8M, net borrowings $168.0M, share repurchases $125.0M
  • 2018 capital expenditures estimated at $95M to $115M; Credit Facility replacement evaluation underway before April 2019 maturity

Risk Factors

  • E.U. DCC regulation proposal, triggered by March 2018 Commission action, could impose transparency rules and margin caps
  • GDPR compliance, effective May 25, 2018, creates revenue-based fines for personal-information violations
  • DCC regulation could reduce transaction volumes and profitability, with implementation targeted for 2022 at earliest
  • Regulatory changes may limit DCC pricing or foreign-exchange spreads across jurisdictions

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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