8-K current report · filed Apr 27, 2026

Citizens Community Bancorp Inc. (CZWI) 8-K Current Report: April 27, 2026

Item 2.02Item 8.01Item EX-99.1CZWI overview

Short answer

Citizens Community Bancorp Inc. (CZWI) filed an 8-K current report with the SEC on April 27, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 8.01 (Other Events), Item EX-99.1 (Exhibit EX-99.1). Q1 2026 results covered the three months ended March 31, 2026.

Citizens Community Bancorp Inc. 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Q1 2026 results covered the three months ended March 31, 2026
  • Earnings release issued April 27, 2026, with supplemental financial data and presentation
  • Detailed performance metrics available in Exhibits 99.1–99.3 for investor review

Item 8.01 · Other Events

  • Quarterly cash dividend declared at $0.105 per share
  • Shareholders of record by May 8, 2026, eligible for payment
  • Dividend payable May 22, 2026, supporting shareholder income visibility

Item EX-99.1 · Exhibit EX-99.1

  • First-quarter 2026 supplement adds detailed credit, liquidity, deposit, and capital-risk visibility for investors
  • Gross loans $1.361B, up from $1.343B at December 31, 2025, indicating continued balance-sheet growth
  • Criticized construction loans increased to $2.2M from $0.06M, a key emerging credit-quality risk
  • ACL for loans rose to $22.966M from $22.401M, with $758,000 provision expense and annualized net charge-offs of 0.06%
  • Deposits $1.57B, with 80% insured or collateralized, while liquidity stood at $799M supporting funding resilience

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