Short answer
Citizens Community Bancorp Inc. (CZWI) filed its Q1 2026 10-Q quarterly report on May 6, 2026 for the quarter ended Mar 31, 2026. Quarterly revenue was $22M (up 2.0% year over year) with net income of $4M.
Q1 2026 key financials · XBRL
- Revenue
- $22M
- +2.0% YoY
- Net income
- $4M
- +17.5% YoY
- EPS (diluted)
- $0.39
- +21.9% YoY
Source: XBRL data from the Citizens Community Bancorp Inc. (CZWI) Q1 2026 10-Q on SEC EDGAR. USD.
Citizens Community Bancorp Inc. Q1 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Net income $3.8M vs $3.2M YoY; net interest income $13.0M vs $11.6M
- Net interest margin 3.18% vs 2.85%; effective tax rate 18.9% vs 19.6%
- Best performer: gain on loan sales $1.021M, up 41.81%; worst: equity securities losses $(59K) vs $10K gain
- Cash and equivalents $149.2M, up $30.3M from December 31, 2025, driven by deposit growth
- Headwinds: higher lending risks, interest-rate risk, inflation, geopolitical tensions, and potential government shutdown impacts
Risk Factors
- No risk-factors section provided; changes from the most recent 10-K cannot be assessed
- Share-repurchase authorization: 113,748 shares available under the 2025 program as of March 31, 2026
- No shares repurchased during the quarter ended March 31, 2026
- No Section 16 officers or directors adopted or terminated trading arrangements during the quarter
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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