Short answer
Citizens Community Bancorp Inc. (CZWI) filed its Q3 2025 10-Q quarterly report on Nov 4, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $22M (down 1.1% year over year) with net income of $4M.
Q3 2025 key financials · XBRL
- Revenue
- $22M
- −1.1% YoY · −1.1% QoQ
- Net income
- $4M
- +12.1% YoY · +12.6% QoQ
- EPS (diluted)
- $0.37
- +15.6% YoY · +12.1% QoQ
Source: XBRL data from the Citizens Community Bancorp Inc. (CZWI) Q3 2025 10-Q on SEC EDGAR. USD.
Citizens Community Bancorp Inc. Q3 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Net interest income $13.2M vs $11.3M YoY, up $1.9M
- Net interest margin 3.20% vs 2.63% YoY
- Best line: gain on sale of loans $992K, up 31.91% YoY
- Net income $3.7M vs $3.3M YoY
- Credit-loss provision $650K vs $(400K) benefit YoY, reflecting higher impaired-loan reserves and delinquencies
Risk Factors
- No Risk Factors section provided; supplied text covers share repurchases, defaults, mine safety, trading plans, exhibits, and signatures
- New repurchase authorization: 499,000 shares approved July 24, 2025
- Capital-allocation activity: 135,252 shares repurchased at $14.85 during August 2025
- Remaining authorization: 363,748 shares as of September 30, 2025
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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