8-K current report · filed May 11, 2026

CITIZENS & NORTHERN CORP (CZNC) 8-K Current Report: May 11, 2026

Short answer

CITIZENS & NORTHERN CORP (CZNC) filed an 8-K current report with the SEC on May 11, 2026 reporting Item 5.02 (Departure/Election of Directors or Officers), Item 8.01 (Other Events). Commercial Chief Lending Officer Kelley Cwiklinski retiring effective July 10, 2026.

CITIZENS & NORTHERN CORP 8-K event analysis

AI summary of each reported item and its exhibits

Item 5.02 · Departure/Election of Directors or Officers

  • Commercial Chief Lending Officer Kelley Cwiklinski retiring effective July 10, 2026
  • Continued pro rata base salary and benefits through retirement date
  • Leadership transition in commercial lending, with potential execution implications for loan growth and credit oversight

Item 8.01 · Other Events

  • Commercial Chief Lending Officer Kelley Cwiklinski retiring effective July 10, 2026
  • Gregory Adamson promoted to Senior Vice President, Director of Commercial Lending
  • Leadership transition creates execution and continuity considerations for commercial loan growth
  • Exhibit 99 contains the company’s announcement and transition details

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