10-Q quarterly report · filed Aug 7, 2026

Customers Bancorp, Inc. (CUBI) Q2 2026 10-Q Quarterly Report

Short answer

Customers Bancorp, Inc. (CUBI) filed its Q2 2026 10-Q quarterly report on Aug 7, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $345M (up 5.1% year over year) with net income of $72M.

Q2 2026 key financials · XBRL

Revenue
$345M
+5.1% YoY · +2.5% QoQ
Net income
$72M
+17.4% YoY · +2.7% QoQ
EPS (diluted)
$2.05
+18.5% YoY · +4.1% QoQ

Source: XBRL data from the Customers Bancorp, Inc. (CUBI) Q2 2026 10-Q on SEC EDGAR. USD.

Customers Bancorp, Inc. Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net income available to common shareholders $71.6M, up 28.1% YoY from $55.8M
  • Net interest income $193.4M, up 9.4% YoY; NIM 3.17% vs 3.27%
  • Best growth: commercial and industrial specialized lending, driving higher average interest-earning assets
  • ACL $174.1M; provision for credit losses $23.1M, up 11.0% YoY
  • Cash $4.2B and immediate FRB/FHLB liquidity approximately $7.0B; outlook uncertainty from inflation, tariffs, conflicts, and rates

Risk Factors

  • No material changes to risk factors from the 2025 Form 10-K
  • Regulatory dividend constraint, with payments limited unless Bank capital ratios exceed minimums by 250 basis points
  • Liquidity and capital risk from $100.0 million share-repurchase authorization
  • Shareholder-return risk, with no cash dividends expected in the foreseeable future
  • Unidentified risks, including currently unknown or immaterial factors, could materially harm results

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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