10-Q quarterly report · filed May 8, 2026

Customers Bancorp, Inc. (CUBI) Q1 2026 10-Q Quarterly Report

Short answer

Customers Bancorp, Inc. (CUBI) filed its Q1 2026 10-Q quarterly report on May 8, 2026 for the quarter ended Mar 31, 2026. Quarterly revenue was $336M (up 6.8% year over year) with net income of $70M.

Q1 2026 key financials · XBRL

Revenue
$336M
+6.8% YoY
Net income
$70M
+439.4% YoY
EPS (diluted)
$1.97
+579.3% YoY

Source: XBRL data from the Customers Bancorp, Inc. (CUBI) Q1 2026 10-Q on SEC EDGAR. USD.

Customers Bancorp, Inc. Q1 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net income available to common shareholders $69.7M vs $9.5M YoY, up 631.4%
  • Net interest margin 3.22% vs 3.13%; net interest income $191.4M vs $167.4M
  • Commercial and industrial specialized lending drove $2.4B growth in average interest-earning assets
  • Cash on hand $4.8B and immediate FRB/FHLB liquidity $6.3B at March 31, 2026
  • Outlook headwinds: tariffs, inflation, military conflicts, banking-system liquidity risk, uncertain rate cuts and economic conditions

Risk Factors

  • No new or materially changed risk factors versus the 2025 Form 10-K
  • Dividend restrictions tied to bank capital ratios remaining above minimum requirements plus 250 basis points
  • Regulatory dividend constraints limiting subsidiary payments without approval or when capital falls below thresholds
  • Common-stock repurchases totaling $42.3 million through March 31, 2026 under the $100.0 million program
  • Dividend nonpayment risk, with no cash dividends expected in the foreseeable future

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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