Short answer
AMERICAS CARMART INC (CRMT) filed its Q3 2026 10-Q quarterly report on Sep 9, 2026 for the quarter ended Jul 31, 2026. Quarterly revenue was $90M (down 67.5% year over year) with net income of −$69M.
Q3 2026 key financials · XBRL
- Revenue
- $90M
- −67.5% YoY
- Net income
- −$69M
- −1100.7% YoY
- EPS (diluted)
- −$8.28
- −1100.0% YoY
Source: XBRL data from the AMERICAS CARMART INC (CRMT) Q3 2026 10-Q on SEC EDGAR. USD.
AMERICAS CARMART INC Q3 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Revenue $145.8M, down 57.3% YoY from $341.3M; retail units 2,450, down 81.9%
- Gross margin 21.8% vs 36.6% YoY; pretax loss $68.8M vs $7.4M
- Wholesale sales best-performing line at $21.0M, up 94.7% YoY; retail sales $89.9M, down 67.5%
- Operating cash flow $80.1M vs $(5.9)M; cash decreased $21.7M to $110.0M
- Ongoing capital and inventory constraints expected to hurt future results; tight supply, tariffs, and elevated costs remain headwinds
Risk Factors
- Lender consent restricts dividends, distributions, and share repurchases under the Credit and Guaranty Agreement
- No share repurchases during first quarter of fiscal 2027
- Dividend payments historically absent and not expected in the foreseeable future
- First Amendment and Limited Waiver to Credit and Guaranty Agreement dated June 19, 2026
- No director or officer adopted or terminated Rule 10b5-1 arrangements during the quarter
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
Other AMERICAS CARMART INC quarterly reports
Ask about this quarter
Compare quarters, check guidance or see what insiders and funds did around the report.