Short answer
AMERICAS CARMART INC (CRMT) filed its Q1 2026 10-Q quarterly report on Mar 12, 2026 for the quarter ended Jan 31, 2026. Quarterly revenue was $223M (down 15.5% year over year) with net income of −$77M.
Q1 2026 key financials · XBRL
- Revenue
- $223M
- −15.5% YoY · −22.2% QoQ
- Net income
- −$77M
- −2533.8% YoY · −241.2% QoQ
- EPS (diluted)
- −$9.26
- −2474.4% YoY · −240.4% QoQ
Source: XBRL data from the AMERICAS CARMART INC (CRMT) Q1 2026 10-Q on SEC EDGAR. USD.
AMERICAS CARMART INC Q1 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Q3 revenue $286.8M, down 12.0% YoY from $325.7M
- Gross margin 35.8% vs 35.7% YoY; pretax loss $36.7M vs $4.4M income
- Best product metric: gross profit per retail unit $7,762 vs $7,131 YoY
- Credit-loss provision 47.3% of sales vs 32.9%; $105.2M vs $86.7M
- Finance receivables $1.115B vs $1.181B; 18 dealerships consolidated amid funding and affordability pressures
Risk Factors
- Dividend restrictions: lender consent required for dividends, distributions, or share repurchases under senior secured term loan
- Capital returns: no shares repurchased during fiscal 2026 third quarter
- Dividend policy: no historical dividends and none expected in foreseeable future
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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