Short answer
CONSUMER PORTFOLIO SERVICES, INC. (CPSS) filed its Q2 2026 10-Q quarterly report on Aug 7, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $121M (up 10.6% year over year) with net income of $6M.
Q2 2026 key financials · XBRL
- Revenue
- $121M
- +10.6% YoY · +8.1% QoQ
- Net income
- $6M
- +30.0% YoY · +12.5% QoQ
- EPS (diluted)
- $0.26
- +30.0% YoY · +8.3% QoQ
Source: XBRL data from the CONSUMER PORTFOLIO SERVICES, INC. (CPSS) Q2 2026 10-Q on SEC EDGAR. USD.
CONSUMER PORTFOLIO SERVICES, INC. Q2 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Quarterly revenue $121.4M, up $11.6M or 10.6% YoY from $109.8M
- Interest income $118.1M, up 12.1% YoY; portfolio yield 11.3% vs 11.4%
- Net interest income $53.9M vs $46.7M; net interest yield 5.1% vs 5.1%
- Contracts purchased $757.7M vs $433.0M; managed portfolio $4,306.7M vs $3,708.4M
- March 2026 residual-interest securitization raised $50M; warehouse capacity $725.0M at June 30, 2026
Risk Factors
- Debt burden: $4,008.3 million outstanding at June 30, 2026, including $3,131.1 million securitization trust debt
- Warehouse funding risk: warehouse-line debt increased $355.0 million since December 31, 2025
- Refinancing risk: subordinated renewable notes carry maturities from six months to 10 years
- Residual-interest financing: $168.8 million of residual-interest debt remained outstanding at June 30, 2026
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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