Short answer
CONSUMER PORTFOLIO SERVICES, INC. (CPSS) filed its Q1 2026 10-Q quarterly report on May 8, 2026 for the quarter ended Mar 31, 2026. Quarterly revenue was $112M (up 5.1% year over year) with net income of $6M.
Q1 2026 key financials · XBRL
- Revenue
- $112M
- +5.1% YoY
- Net income
- $6M
- +18.0% YoY
- EPS (diluted)
- $0.24
- +26.3% YoY
Source: XBRL data from the CONSUMER PORTFOLIO SERVICES, INC. (CPSS) Q1 2026 10-Q on SEC EDGAR. USD.
CONSUMER PORTFOLIO SERVICES, INC. Q1 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Revenue $112.3M, up $5.5M or 5.1% YoY, driven by higher interest income
- Net interest yield 4.6% vs 4.7% YoY; interest yield 11.3% vs 11.4%
- Contract purchases $533.2M vs $451.2M YoY; managed portfolio $3.94B vs $3.61B
- Annualized net charge-offs 8.57% vs 7.54% YoY; delinquencies 9.64% vs 8.95%
- $50M residual-interest securitization completed; $702.5M warehouse capacity and covenant compliance at March 31, 2026
Risk Factors
- Debt $3,668.2M at March 31, 2026, including securitization trust debt $2,992.2M
- Warehouse-line debt increased $142.3M since December 31, 2025, tightening borrowing flexibility
- March 2026 residual-interest securitization added $50M, with residual-interest debt totaling $181.4M
- Subordinated renewable notes $27.5M outstanding, with maturities ranging from six months to 10 years
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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