Corpay (CPAY) Q2 2025 10-Q Quarterly Report
Filed: Aug 7, 2025Period ending Jun 30, 2025
Information Technology
Services-Business Services, NECSEC EDGAR Corpay (CPAY) 10-Q quarterly report for Q2 2025, filed with SEC EDGAR on Aug 7, 2025 for the fiscal period ending Jun 30, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.
Corpay Q2 2025 10-Q Analysis
Management Discussion & Analysis
- • Revenue $1,102.0M for Q2 FY2025, up $126.3M (+13%) vs $975.7M in Q2 FY2024
- • Adjusted net income $366.4M, adjusted EPS $5.13 vs $325.0M and $4.55 YoY; adjusted EBITDA margin 56.3% vs 56.8% YoY
- • Best segment: Corporate Payments revenue $391.9M up 36% YoY from $288.5M; worst: Lodging Payments $119.8M down slightly from $122.4M
- • Operating cash flow details not specified; no major changes in cash position or capital deployment disclosed in MDA
- • Management warns of macroeconomic risks including fuel prices, FX rates, recession potential, regulatory and geopolitical uncertainties impacting outlook
Risk Factors
- • No new or updated risk factors disclosed in this 10-Q compared to the most recent 10-K
- • Operational risk: dependence on global payment processing infrastructure continuity for near-term revenue stability
- • Regulatory risk: ongoing compliance with international payment and data protection laws remains critical amid evolving regulations
- • Financial risk: exposure to foreign currency fluctuations could impact reported earnings due to global operations
- • Liquidity and debt maturity risks remain consistent, with no material changes reported this quarter
Corpay Q2 2025 Quarterly FinancialsXBRL
Revenue
$1.1B
▲ +12.9% YoY▲ +9.6% QoQ
Net Income
$284M
▲ +12.9% YoY▲ +16.8% QoQ
Net Margin
25.8%
▼ -0bp YoY▲ +160bp QoQ
Source: XBRL data from Corpay Q2 2025 10-Q filing on SEC EDGAR. All figures in USD.
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