Short answer
Corpay (CPAY) filed its Q2 2025 10-Q quarterly report on Aug 7, 2025 for the quarter ended Jun 30, 2025. Quarterly revenue was $1.1B (up 12.9% year over year) with net income of $284M.
Q2 2025 key financials · XBRL
- Revenue
- $1.1B
- +12.9% YoY · +9.6% QoQ
- Net income
- $284M
- +12.9% YoY · +16.8% QoQ
- Operating margin
- 43.5%
- EPS (diluted)
- $3.98
- +13.1% YoY · +17.1% QoQ
Source: XBRL data from the Corpay (CPAY) Q2 2025 10-Q on SEC EDGAR. USD.
Corpay Q2 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Revenue $1,102.0M for Q2 FY2025, up $126.3M (+13%) vs $975.7M in Q2 FY2024
- Adjusted net income $366.4M, adjusted EPS $5.13 vs $325.0M and $4.55 YoY; adjusted EBITDA margin 56.3% vs 56.8% YoY
- Best segment: Corporate Payments revenue $391.9M up 36% YoY from $288.5M; worst: Lodging Payments $119.8M down slightly from $122.4M
- Operating cash flow details not specified; no major changes in cash position or capital deployment disclosed in MDA
- Management warns of macroeconomic risks including fuel prices, FX rates, recession potential, regulatory and geopolitical uncertainties impacting outlook
Risk Factors
- No new or updated risk factors disclosed in this 10-Q compared to the most recent 10-K
- Operational risk: dependence on global payment processing infrastructure continuity for near-term revenue stability
- Regulatory risk: ongoing compliance with international payment and data protection laws remains critical amid evolving regulations
- Financial risk: exposure to foreign currency fluctuations could impact reported earnings due to global operations
- Liquidity and debt maturity risks remain consistent, with no material changes reported this quarter
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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