CPAY Corpay

Q3 2025 10-Q

Filed: Nov 10, 2025Period ending Sep 30, 2025

Information Technology

Services-Business Services, NECSEC EDGAR

Corpay (CPAY) 10-Q quarterly report for Q3 2025, filed with SEC EDGAR on Nov 10, 2025 for the fiscal period ending Sep 30, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.

AI Filing Analysis
Q3 2025 10-Q

Management Discussion & Analysis

• Quarterly revenue $1,172.5M, up 14% from $1,029.2M YoY
• Adjusted net income $405.2M, up 14% from $354.5M YoY; adjusted net income per diluted share $5.70 vs $5.00 YoY

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Risk Factors

• No material changes to risk factors since most recent 10-K; risks carried forward unchanged
• Carried-forward regulatory risk: potential non-compliance with evolving financial regulations impacting operations

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Quarterly Financial Summary
XBRL

Revenue

$1.2B

▲ +13.9% YoY▲ +6.4% QoQ

Net Income

$278M

▲ +0.6% YoY▼ -2.2% QoQ

Net Margin

23.7%

▼ -315bp YoY▼ -208bp QoQ

Source: XBRL data from Corpay Q3 2025 10-Q filing on SEC EDGAR. All figures in USD.

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