8-K current report · filed Apr 20, 2026

CAPITAL CITY BANK GROUP INC (CCBG) 8-K Current Report: April 20, 2026

Item 2.02Item EX-99.1CCBG overview

Short answer

CAPITAL CITY BANK GROUP INC (CCBG) filed an 8-K current report with the SEC on April 20, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). Item 2.02 references attached exhibits rather than providing financial results in the filing text.

CAPITAL CITY BANK GROUP INC 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Item 2.02 references attached exhibits rather than providing financial results in the filing text
  • Investor-relevant earnings details, including period and key figures, must be reviewed in the referenced exhibits

Item EX-99.1 · Exhibit EX-99.1

  • Q1 2026 net income $15.8M, or $0.92 per diluted share, up 15% sequentially but down from $0.99 year-over-year
  • ROA 1.45% and ROE 11.30%, improving sequentially but below 1.58% and 13.32% in Q1 2025
  • Deposit growth outpaced lending, with period-end deposits up 2.4% sequentially while loans declined 1.1%
  • Credit trends mixed: charge-offs improved to 10 basis points, but nonperforming assets rose to $13.0M from $4.4M year-over-year
  • Capital remained strong, with CET1 19.08% and total capital 21.62%, both well-capitalized under Basel III standards

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