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COMMUNITY FINANCIAL SYSTEM, INC. (CBU) filed an 8-K current report with the SEC on July 28, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). Item 2.02 covers Community Financial System’s fiscal-year 2026 results.
COMMUNITY FINANCIAL SYSTEM, INC. 8-K event analysis
AI summary of each reported item and its exhibits
Item 2.02 · Results of Operations and Financial Condition
- Item 2.02 covers Community Financial System’s fiscal-year 2026 results
- Press release dated July 28, 2026 contains the substantive financial results
- Investor assessment requires reviewing Exhibit 99.1 for earnings, revenue, and outlook details
Item EX-99.1 · Exhibit EX-99.1
- Q2 net income $61.3M, or $1.16 per share, up 19.6% year over year
- Operating diluted EPS $1.16, up 11.5% year over year and marking five consecutive quarterly records
- Net interest income $139.1M, up 11.5%, with net interest margin expanding 19 basis points to 3.46%
- Loans grew 7.3% year over year to $11.28B, while deposits increased 7.4% to $14.71B
- Credit remained contained with annualized net charge-offs of 0.12%, though nonperforming loans rose to 0.50% of loans
Generated from the filing text and exhibits; verify against the original. What 8-K item codes mean
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