8-K current report · filed Apr 22, 2026

CB Financial Services, Inc. (CBFV) 8-K Current Report: April 22, 2026

Item EX-99.1Item 2.02Item 7.01Item 8.01CBFV overview

Short answer

CB Financial Services, Inc. (CBFV) filed an 8-K current report with the SEC on April 22, 2026 reporting Item EX-99.1 (Exhibit EX-99.1), Item 2.02 (Results of Operations and Financial Condition), Item 7.01 (Regulation FD Disclosure), Item 8.01 (Other Events). Q1 2026 financial results covered the three months ended March 31, 2026.

CB Financial Services, Inc. 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Q1 2026 financial results covered the three months ended March 31, 2026
  • Press release furnished as Exhibit 99.1 contains the substantive earnings details
  • Results announcement issued April 22, 2026, providing investors the latest quarterly performance update

Item 7.01 · Regulation FD Disclosure

  • Investor presentation furnished as Exhibit 99.2 for D.A. Davidson conference
  • CEO John H. Montgomery and CFO Amanda L. Engles meeting investors May 4–6, 2026
  • Presentation may provide updated strategy, operating trends, or financial outlook beyond prior disclosures

Item 8.01 · Other Events

  • Quarterly cash dividend of $0.28 per common share declared
  • Record date May 15, 2026; payment scheduled for approximately May 29, 2026
  • Dividend declaration signals continued shareholder distribution and requires sufficient capital and liquidity availability

Item EX-99.1 · Exhibit EX-99.1

  • Q1 2026 net income $3.87M, diluted EPS $0.73, versus $1.91M and $0.35 in Q1 2025
  • Net interest margin improved to 3.83% from 3.27%, driven by lower funding costs and favorable deposit mix
  • Deposits grew $35.6M to $1.38B, including $27.6M Specialty Treasury deposit growth; higher core funding supports future margin expansion
  • Commercial loans reached 61.1% of the portfolio versus 55.6% a year earlier, reallocating assets toward higher-yielding lending
  • Credit metrics strengthened, with nonperforming loans at 0.29% and ACL coverage at 309.5%; quarterly dividend increased to $0.28 per share

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