8-K current report · filed Jul 23, 2026

BYLINE BANCORP, INC. (BY) 8-K Current Report: July 23, 2026

Item 2.02Item EX-99.1BY overview

Short answer

BYLINE BANCORP, INC. (BY) filed an 8-K current report with the SEC on July 23, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). Q2 2026 results cover the quarter ended June 30, 2026.

BYLINE BANCORP, INC. 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Q2 2026 results cover the quarter ended June 30, 2026
  • Press release attached as Exhibit 99.1 contains the financial results
  • Investor presentation attached as Exhibit 99.2 supports the July 24, 2026 conference call
  • Market impact depends on detailed operating and financial metrics in Exhibits 99.1 and 99.2

Item EX-99.1 · Exhibit EX-99.1

  • Q2 net income $40.2M and diluted EPS $0.90, up from $30.1M and $0.66 year-over-year
  • Adjusted EPS $0.91, up 9.6% linked quarter and 21.3% year-over-year
  • Revenue $117.7M, with non-interest income up 34.6% to $16.9M from loan sales and fair-value gains
  • Adjusted efficiency ratio improved to 46.51%, supporting record operating performance and 14.47% ROTCE
  • Dividend raised 16.7% to $0.14 per share, payable August 18, 2026, signaling confidence in capital generation
  • Loans grew 4.2% annualized while NIM compressed five basis points to 4.29%; provision rose 29.3% to $7.2M and non-performing assets reached 0.73% of assets

Generated from the filing text and exhibits; verify against the original. What 8-K item codes mean

Other BYLINE BANCORP, INC. 8-K filings

Get the next BY 8-K as it lands

Follow BY for push alerts, or ask the research agent what this filing means.