10-Q quarterly report · filed Aug 12, 2026

BV Financial, Inc. (BVFL) Q2 2026 10-Q Quarterly Report

Short answer

BV Financial, Inc. (BVFL) filed its Q2 2026 10-Q quarterly report on Aug 12, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $12M (down 0.5% year over year) with net income of $3M.

Q2 2026 key financials · XBRL

Revenue
$12M
−0.5% YoY · +1.0% QoQ
Net income
$3M
+21.0% YoY · +217.3% QoQ
EPS (diluted)
$0.42
+44.8% YoY · +223.1% QoQ

Source: XBRL data from the BV Financial, Inc. (BVFL) Q2 2026 10-Q on SEC EDGAR. USD.

BV Financial, Inc. Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net income $3.5M vs $2.9M YoY; diluted EPS $0.42 vs $0.29
  • Net interest income $9.5M vs $9.2M; margin 4.58% vs 4.36% YoY
  • Loans $710.6M, down $44.3M; cash and equivalents $68.9M, up $13.2M
  • Interest expense $2.7M vs $3.1M; subordinated debentures and FHLB borrowings paid off
  • Noninterest income $467,000 vs $714,000; $135,000 former-branch write-down and lower fees

Risk Factors

  • No material changes to risk factors from the December 31, 2025 Form 10-K
  • Carried-forward risks remain the principal regulatory, legal, compliance, operational, competitive, and market exposures
  • Stock repurchase program permits up to 861,000 shares, potentially reducing capital available for business needs
  • Quarterly repurchases totaled 230,492 shares at an average $20.03 per share
  • No new liquidity, debt maturity, currency, or concentration risk identified in the unchanged disclosure

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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