10-Q quarterly report · filed May 11, 2026

BV Financial, Inc. (BVFL) Q1 2026 10-Q Quarterly Report

Short answer

BV Financial, Inc. (BVFL) filed its Q1 2026 10-Q quarterly report on May 11, 2026 for the quarter ended Mar 31, 2026. Quarterly revenue was $12M (up 1.7% year over year) with net income of $1M.

Q1 2026 key financials · XBRL

Revenue
$12M
+1.7% YoY
Net income
$1M
−48.0% YoY
EPS (diluted)
$0.13
−38.1% YoY

Source: XBRL data from the BV Financial, Inc. (BVFL) Q1 2026 10-Q on SEC EDGAR. USD.

BV Financial, Inc. Q1 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net interest income $9.1M vs $8.6M YoY; net income $1.1M vs $2.6M
  • Net interest margin 4.36% vs 4.12%; effective tax rate 46.8% vs 22.2%
  • Loan interest income $11.1M vs $10.7M; loan yield 6.11% vs 5.89%
  • Cash and equivalents $74.6M, up 33.9% from December 31, 2025; loans down $19.3M to $735.6M
  • $2.0M stock repurchases; outlook sufficient funding, with $108.4M FHLB availability and deposit-retention risks

Risk Factors

  • No material changes to 10-K risk factors for quarter ended March 31, 2026
  • Share-repurchase liquidity risk: 102,076 shares repurchased at average $19.01 during quarter
  • Capital-allocation risk: repurchase program permits up to 10% of outstanding shares, expiring June 30, 2026
  • Executive-transition risk: separation agreement with David M. Flair dated January 22, 2026

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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