Short answer
SIERRA BANCORP (BSRR) filed an 8-K current report with the SEC on July 27, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). Unaudited results cover Q2 and six months ended June 30, 2026.
SIERRA BANCORP 8-K event analysis
AI summary of each reported item and its exhibits
Item 2.02 · Results of Operations and Financial Condition
- Unaudited results cover Q2 and six months ended June 30, 2026
- Sierra Bancorp issued results July 27, 2026
- Detailed financial figures and management commentary available in Exhibit 99.1
Item EX-99.1 · Exhibit EX-99.1
- Q2 net income $9.9M, down 7%; EPS $0.77 versus $0.78 year over year
- First-half net income $22.4M, up 14%; EPS $1.72, up 20% from $1.43
- Net interest margin improved to 3.75% from 3.71%; efficiency ratio improved to 57.70% from 60.00%
- $2.5M specific reserve on an agricultural loan drove higher Q2 credit-loss expense and signals concentrated credit risk
- Deposits grew $54.6M, while loan balances fell $90.8M; management cites stronger production and pipeline entering the second half
Generated from the filing text and exhibits; verify against the original. What 8-K item codes mean
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