8-K current report · filed Jul 23, 2026

Princeton Bancorp, Inc. (BPRN) 8-K Current Report: July 23, 2026

Item 2.02Item EX-99.1BPRN overview

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Princeton Bancorp, Inc. (BPRN) filed an 8-K current report with the SEC on July 23, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). Q2 and first-half 2026 financial results released for periods ended June 30, 2026.

Princeton Bancorp, Inc. 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Q2 and first-half 2026 financial results released for periods ended June 30, 2026
  • Press release and accompanying financial statements available in Exhibit 99.1
  • Investor focus: earnings, asset quality, capital, and liquidity metrics disclosed in Exhibit 99.1

Item EX-99.1 · Exhibit EX-99.1

  • Q2 net income $7.1M, or $1.04 diluted EPS, up 13.7% sequentially and 940.1% year over year
  • Net interest income rose 6.5% to $20.0M, with net interest margin expanding 23 basis points sequentially to 3.86%
  • Funding costs improved as interest-bearing deposits declined $68.8M year over year and cost of funds fell 40 basis points
  • Credit-loss reversal $353K versus a $6.96M provision year over year, driving much of the earnings improvement
  • Loans declined 2.47% to $1.77B while deposits fell 2.05% to $1.94B, signaling balance-sheet contraction despite strong liquidity and 12.4% equity-to-assets

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