8-K current report · filed Jul 23, 2026

Business First Bancshares, Inc. (BFST) 8-K Current Report: July 23, 2026

Item 2.02Item 7.01Item EX-99.1BFST overview

Short answer

Business First Bancshares, Inc. (BFST) filed an 8-K current report with the SEC on July 23, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). Q2 2026 results announced for quarter ended June 30, 2026; detailed financials in Exhibit 99.1.

Business First Bancshares, Inc. 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Q2 2026 results announced for quarter ended June 30, 2026; detailed financials in Exhibit 99.1
  • Common dividend $0.15 per share; August 15, 2026 record date and August 31, 2026 payment date
  • Preferred dividend $18.75 per share, reflecting 7.50% annual rate and 1.875% quarterly rate
  • Preferred dividend payable August 31, 2026, to holders of record August 15, 2026

Item 7.01 · Regulation FD Disclosure

  • Supplemental information released July 23, 2026 under Regulation FD
  • Exhibit 99.2 supports the company’s press release and may contain investor-relevant operating data

Item EX-99.1 · Exhibit EX-99.1

  • Q2 2026 net income available to common shareholders $22.8M, or $0.70 diluted EPS, up $0.6M and $0.02 sequentially
  • Net interest margin expanded to 3.73% from 3.65%, supported by higher loan yields and deposit-cost management
  • Credit trends improved: nonperforming loans fell to 1.26% from 1.53%, while net charge-offs remained low at 4 bps
  • Deposits declined $229.4M, while borrowings rose $206.3M, increasing funding pressure despite stronger margin performance
  • Capital strengthened: tangible common equity ratio reached 8.79%, risk-based capital 13.77%, and book value $28.79 per share

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