10-Q quarterly report · filed Jul 31, 2026

Business First Bancshares, Inc. (BFST) Q2 2026 10-Q Quarterly Report

Short answer

Business First Bancshares, Inc. (BFST) filed its Q2 2026 10-Q quarterly report on Jul 31, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $3M (up 21.4% year over year) with net income of $24M.

Q2 2026 key financials · XBRL

Revenue
$3M
+21.4% YoY · +1.8% QoQ
Net income
$24M
+9.4% YoY · +2.6% QoQ
EPS (diluted)
$0.69
−1.4% YoY · +1.5% QoQ

Source: XBRL data from the Business First Bancshares, Inc. (BFST) Q2 2026 10-Q on SEC EDGAR. USD.

Business First Bancshares, Inc. Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net income $22.8M vs $20.8M YoY; EPS $0.70 in both quarters
  • Net interest income $77.8M vs $67.0M; net interest margin 3.73% vs 3.68%
  • Net interest spread 2.99% vs 2.88%; overall cost of funds 2.44% vs 2.78%
  • Total assets $8.9B, loans $6.7B, deposits $7.2B at June 30, 2026
  • $85.0M subordinated-notes issuance; $66.9M used to redeem outstanding subordinated notes

Risk Factors

  • No risk-factors section provided; submitted text covers repurchases, exhibits, and signatures
  • New capital-allocation activity: 176,849 shares repurchased for $4.8 million during the quarter
  • Repurchase authorization: $30.0 million through October 28, 2027, with $18.706 million remaining at June 30, 2026
  • Financing disclosure: subordinated note purchase agreement dated April 2, 2026

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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