10-Q quarterly report · filed Oct 30, 2025

Business First Bancshares, Inc. (BFST) Q3 2025 10-Q Quarterly Report

Short answer

Business First Bancshares, Inc. (BFST) filed its Q3 2025 10-Q quarterly report on Oct 30, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $3M (down 5.8% year over year) with net income of $23M.

Q3 2025 key financials · XBRL

Revenue
$3M
−5.8% YoY · −2.6% QoQ
Net income
$23M
+28.1% YoY · +3.4% QoQ
EPS (diluted)
$0.73
+12.3% YoY · +4.3% QoQ

Source: XBRL data from the Business First Bancshares, Inc. (BFST) Q3 2025 10-Q on SEC EDGAR. USD.

Business First Bancshares, Inc. Q3 2025 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net income $21.5M, up $5.0M YoY from $16.5M; EPS $0.73 vs $0.65
  • Net interest income $69.3M vs $56.1M; net interest margin 3.68% vs 3.51%
  • Single community-banking segment; loan yield 7.01% vs 7.12%, securities yield 3.06% vs 2.70%
  • Total assets $8.0B, up 1.2% from December 31, 2024; deposits $6.5B, down 0.1%
  • Headwinds: Progressive acquisition execution, interest-rate volatility, energy exposure, credit deterioration and higher loan charge-offs

Risk Factors

  • No risk-factors section provided; supplied text contains Items 2–6 and exhibits only
  • Progressive Bancorp merger agreement dated July 7, 2025, indicating transaction-execution risk
  • Voting and director support agreements dated July 7, 2025, indicating merger approval risk
  • No director or officer adopted or terminated Rule 10b5-1 arrangements during the quarter
  • No liquidity, debt, currency, concentration, regulatory, or competitive risk details provided

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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