Short answer
BREAD FINANCIAL HOLDINGS, INC. (BFH) filed its Q1 2026 10-Q quarterly report on Apr 28, 2026 for the quarter ended Mar 31, 2026. Quarterly revenue was $1.0B (up 4.9% year over year) with net income of $181M.
Q1 2026 key financials · XBRL
- Revenue
- $1.0B
- +4.9% YoY
- Net income
- $181M
- +31.2% YoY
- EPS (diluted)
- $4.15
- +49.3% YoY
Source: XBRL data from the BREAD FINANCIAL HOLDINGS, INC. (BFH) Q1 2026 10-Q on SEC EDGAR. USD.
BREAD FINANCIAL HOLDINGS, INC. Q1 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Total net interest and non-interest income $1.018B, up 5% from $970M YoY
- Net interest margin 19.25% vs 18.06%; ROTCE 27.4% vs 23.0%
- Credit sales $6.510B, up 7% YoY; best growth from general-purpose spending and new partners
- DTC deposits $8.708B, up 10% YoY; $150M share repurchases and $50M subordinated-note repurchases
- 2026 outlook unchanged: loan and income growth low-single digits; net principal loss rate 7.2%-7.4% forecast
Risk Factors
- No material changes to 2025 Form 10-K risk factors disclosed
- Additional unidentified risks could adversely affect business
- Business trends and uncertainties discussed in MD&A Business Environment
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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