10-Q quarterly report · filed Oct 28, 2025

BREAD FINANCIAL HOLDINGS, INC. (BFH) Q3 2025 10-Q Quarterly Report

Short answer

BREAD FINANCIAL HOLDINGS, INC. (BFH) filed its Q3 2025 10-Q quarterly report on Oct 28, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $971M (down 1.3% year over year) with net income of $188M.

Q3 2025 key financials · XBRL

Revenue
$971M
−1.3% YoY · +4.5% QoQ
Net income
$188M
+9300.0% YoY · +36.2% QoQ
EPS (diluted)
$3.94
+39300.0% YoY · +34.5% QoQ

Source: XBRL data from the BREAD FINANCIAL HOLDINGS, INC. (BFH) Q3 2025 10-Q on SEC EDGAR. USD.

BREAD FINANCIAL HOLDINGS, INC. Q3 2025 10-Q analysis

AI summary of MD&A and risk factor updates

Risk Factors

  • No new or materially changed risk factors since 2024 Form 10-K
  • Continued exposure to economic volatility impacting loan portfolios and credit quality
  • Regulatory compliance risks persist amid evolving financial sector rules and oversight
  • Competitive pressure from fintech disruptors influencing customer acquisition and retention
  • Interest rate fluctuations affecting net interest margin and earnings stability

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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