8-K current report · filed Sep 25, 2026

BCB BANCORP INC (BCBP) 8-K Current Report: September 25, 2026

Item 8.01Item EX-99.1BCBP overview

Short answer

BCB BANCORP INC (BCBP) filed an 8-K current report with the SEC on September 25, 2026 reporting Item 8.01 (Other Events), Item EX-99.1 (Exhibit EX-99.1). Sale of problem-loan portfolios totaling $205.3M unpaid principal to six purchasers.

BCB BANCORP INC 8-K event analysis

AI summary of each reported item and its exhibits

Item 8.01 · Other Events

  • Sale of problem-loan portfolios totaling $205.3M unpaid principal to six purchasers
  • Portfolio concentrated in commercial and multifamily real estate loans totaling $180.7M
  • Estimated pre-tax loss of $43.3M to be recognized in third-quarter 2026
  • Five of six transactions closed; final closing expected before third-quarter end
  • Excludes all business express loans, limiting scope of the portfolio cleanup

Item EX-99.1 · Exhibit EX-99.1

  • $205.3M problem-loan portfolios sold across six purchasers, primarily criticized or classified credits
  • Portfolio mix: $180.7M commercial/multifamily real estate, $14.8M C&I, and $9.8M construction loans
  • $43.3M estimated pretax loss to be recorded in third quarter 2026, pressuring quarterly earnings
  • Completed sales remove significant legacy credit exposure and reduce balance-sheet uncertainty
  • Five transactions closed; final transaction expected before end of third quarter 2026

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