Short answer
Beacon Financial Corp (BBT) filed an 8-K current report with the SEC on August 13, 2026 reporting Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). Exhibit 99.1 furnished under Regulation FD, indicating accompanying investor-relevant disclosure.
Beacon Financial Corp 8-K event analysis
AI summary of each reported item and its exhibits
Item 7.01 · Regulation FD Disclosure
- Exhibit 99.1 furnished under Regulation FD, indicating accompanying investor-relevant disclosure
- Exhibit excluded from Section 18 liability and generally not incorporated into future SEC filings
- Filing provides no substantive business or financial information beyond exhibit treatment
Item EX-99.1 · Exhibit EX-99.1
- Q2 2026 earnings strengthened: net income $64.4M, diluted EPS $0.77, ROAA 1.17%, and efficiency ratio 58.1%
- Capital improved, with CET1 rising to 11.6% and TCE/TA to 9.25%, supporting balance-sheet resilience
- Credit risk remains concentrated in CRE despite CRE/TRBC declining to 317%; NPAs/assets rose to 0.70% and NCOs reached 0.32%
- Office exposure totals $1.2B, with 3.7% NPLs, $3.7M quarterly charge-offs, 55% weighted-average LTV, and 1.5x debt-service coverage
- Liquidity appears strong at $6.4B available funds and borrowing capacity against $18.5B deposits and $17.8B gross loans
Generated from the filing text and exhibits; verify against the original. What 8-K item codes mean
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